Emma - Budget Planner Tracker 4+

Spending, Bills, Money Saving

Emma Technologies LTD.

Designed for iPad

    • 4.7 • 1.1K Ratings
    • Free
    • Offers In-App Purchases

Screenshots

Description

Meet Emma, your financial super app

● All your accounts in one place
● Find and track your subscriptions
● Set budgets
● Weekly reports
● Analyze your spending & expenses
● Daily balance notifications
● Overdraft alerts

BANK LEVEL SECURITY

Worried about sharing your data? We hear you.


● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored.
● Emma uses biometric security authentication for an added level of protection.

CUSTOMER REVIEWS

“This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!”
Sarah

“I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!”
Mike

OUR MISSION

We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for.

We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.

MORE FEATURES? GO PLUS, PRO OR ULTIMATE

We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade:

Emma Plus

True Balance - preemptively see the balance of your bank account after your subscriptions are removed
Fraud Detection - find out whether your personal details have been part of a known data breach
Bill Reminders - get reminded about your upcoming bills so you never miss a payment
Cashback - get cashback from your favorite brands


Emma Pro

All the features in Emma Plus
Custom categories - so you can customize your finances to your heart's content
Rename transactions - for easier reference
Export data - to understand your finances on excel
Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma
Create Smart Rules - to automate your Offline Accounts. Look, no hands!
Split your transactions - into multiple categories for more flexibility
Legendary Pro Icon - because you are a Pro

Emma Ultimate

All the features in Emma Plus & Pro
Spaces - group together different accounts to see separated analytics and budgets
Ultimate Icon - so you can show them who's boss

-----------------------------------

If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free.

Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952

Company Registration Number: 10578464.

Terms and Conditions: https://emma-app.com/terms
Privacy Policy: https://emma-app.com/privacy

What’s New

Version 5.1.4

Bug fixes & performance improvements.

Ratings and Reviews

4.7 out of 5
1.1K Ratings

1.1K Ratings

Erikbomb ,

You need this!

This app is crazy! To be able to aggregate all of your financial data into one place and be able to make sense of your finances is great. In today’s world everyone usually has a few credit cards, a bank account, and investments. It’s been a pain to login to every account and try to figure out how much you owe, how much money you can invest and what you still owe for the month. On top of that making a budget is needed for most people to make sure you can actually stay on track financially. This app does everything! One of the coolest features i like right off the bat is it tracks subscription services and will tell you how much you have to spend still the pay period(like bills that come up at the end of each month) and also watches to let you know if there are price increases on your auto payments! I could go on for a while trying to tell you all the features I’ve already discovered. Seriously this app is probably gonna save me hours each month not having to track everything manually. I feel like I have my own personal accountant. Download this now and try it; see how much it can help you!

Developer Response ,

Thank you very much! :)

Riverboat Phil ,

Best personal finance app out there

This is the first finance app I can honestly say I LOVE. Why? Its beautiful simplicity. I’ve tried ALL the personal finance apps out there. They all have way more features, more power, more knobs and levers... more crap you don’t need that distract from what is critically important... spending below your means. Am I on track for this pay period? Yes/no? If no, why? Emma does this perfectly. Paired with a beautiful UX that is easy to use... couldn’t be happier.

Their biggest problem is Pro... why spend money on getting all the crap you don’t need, when the lack of which makes your app so compelling? My advice to Emma... stop trying to “me too” build all the features the big dogs have. Focus on the everyday guy/gal who is living paycheck to paycheck. Rollover money when I don’t spend it all, or borrowing from the next pay period to find some extra money today. History of budgeting success. Am I getting better or worse at managing my money, etc. Make those Pro features... I’d gladly pay for those because they meet me where I’m at.

Developer Response ,

Hey Phil!

Thanks for taking the time out to review us. We really appreciate it. We hear what you're saying about Pro and we'll keep developing and readjusting so we can help you get the best out of your money

x B0B x ,

The Best Financial Application on the App Store

I’ve used them all...really. The competing apps out there just could not package everything I wanted. They were either way too granular or way too high level. Emma finds that middle ground beautifully. I’ve got all my bank accounts, credit cards, car loan and mortgage, insurance and investment products loaded. That includes large and small firms (like my local credit union). Everything is there and works beautifully. I track my transactions, monitor subscription services, set budgets (using free version which has fixed amount of stuff, vs pro which offers flexibility), etc. The few issues I’ve had, I used the chat, connected with a real person (Joel rocks!), and seen my problems fade away. Really could not be happier, and really could not recommend this app enough!!! Uninstall those others, and find Emma!

App Privacy

The developer, Emma Technologies LTD., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data
  • Diagnostics

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

You Might Also Like

Moneon – My budget & expenses
Finance
Weekly: Budget App & Planner
Finance
CoinGlass - Bitcoin & Crypto
Finance
Starling Bank - Mobile Banking
Finance
Budget App & Expense Tracker
Finance
Monzo - Mobile Banking
Finance