Amazon Store Card 4+

Easy to use & much better than the Synchrony App. I’m not sure why, but I was never able to get the MySynchrony App to work with my account. I’m not sure how I stumbled onto this version of the app, but I can see all of my transactions, pay my bill, request credit increases, etc…which is exactly what the other app is supposed to do…just doesn’t let new account holders access it or maybe it’s just my account. Either way, I’m grateful I found this one, because I pay all my bills online & if I would be required to mail in payments, I wouldn’t bother having an account, because I’m lucky to check my mail a couple times a month and I rarely open my mail once I do make it to the mailbox. Terrible I’m sure, but I’m a travel nurse and when I’m home, I’m trying to play catch up on everything that needs dealt with while I was on the road for work.

This app works just as it should. It works exactly like all my other card apps. Charges show up as soon as they are made, but pending and do not reduce your remaining credit balance for a couple of days. My payments are shown as soon as make them, but are pending and do not reduce the balance owed for a couple of days. The cards that appear to credit your outstanding balance immediately don’t actually do so. If you look at available credit it will show the payment has been applied, but the outstanding credit amount doesn’t change for a couple of days. So, if does exactly what I got it to do. I read reviews that claim charges hit immediately but payments hit days later. I can tell you that is not the case. I made a charge and a payment the same day. They were both pending for the same amount of time, and had no effect on either my balance owed or my available credit until they both posted. This is a great app, and I recommend it

The App makes it easier to review your account and purchases without having to go into the browser. The App is on your phone your info is in the App and it is simple to make payments and check your purchases and Cash Bank info. “So far so good.” Thank you for making it easier.

Although, sometimes I can’t understand the way the calculations are or how to add my purchases because they come in pieces and because of that I’m not sure if I owe at that time or in the new bill coming up. I usually like to pay in “chunks” rather than just the “monthly amount due”—that would be more confusing to just pay the monthly amount especially if I’m making more purchases on top of each other. I do like the fact I can send payments in at anytime.
I may call and ask Customer Svce to help me understand. Other than that, thank you for the Service.