QuickBooks Money 4+

Business banking and payments

Intuit Inc.

    • 4.4 • 1.5K Ratings
    • Free

iPhone Screenshots

Description

QuickBooks Money includes a business bank account with 5.00% APY,* payments, invoicing, and free same-day deposit (if eligible). Get started in minutes.

Business banking*
No monthly fees or minimum balance
Earn 5.00% APY on money saved in envelopes
Get a QuickBooks Visa® Debit Card
FDIC insured up to $5 million 

Move money, get paid faster
Give customers flexible ways to pay, like credit, debit, ACH, Venmo, PayPal, or Apple Pay®
Same-day deposits on eligible payments at no added cost*

Save time on invoicing
Send instantly payable invoices
Add sales tax automatically*
Set recurring billing for repeat customers
Request payments with a link

Get a financial snapshot
See money come in and out
Make decisions that power growth

*Disclaimers

Intuit is a technology company, not a bank. Banking services provided by Green Dot Bank, Member FDIC

QuickBooks Money is a standalone Intuit offering that includes QuickBooks Payments and QuickBooks Checking. Intuit accounts are subject to eligibility criteria, credit, and application approval. Banking services provided by and QuickBooks Visa Debit Card are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. QuickBooks Checking Deposit Account Agreement (https://intuit.me/3nfroyc) applies. Banking services and debit card opening are subject to identity verification and approval by Green Dot Bank. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services

Green Dot Bank also operates under the following registered trade names: Go2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Additionally, with Green Dot Bank’s Deposit Sweep Program you are provided up to $5 million in FDIC insurance coverage on your account balances

Account balances above $250,000 will be automatically swept from Green Dot Bank and equally spread across our participating financial institutions, providing you with up to $5 million in FDIC insurance coverage. Customers are responsible for monitoring their total assets at each institution

Apple Pay is a registered trademark of Apple Inc.

Annual percentage yield (APY) is accurate as of December 13, 2023, and may change at our discretion at any time. The listed APY will be paid on the average daily available balances distributed across your created envelopes within your primary QuickBooks Checking account. Balances held outside envelopes will not earn interest. See Deposit Account Agreement for terms and conditions

Create up to 9 Envelopes. Money in Envelopes must be moved to the available balance in your primary account before it can be used

Average interest rate based on the Federal Deposit Insurance Corporation's national rate published the week of October 16, 2023. Learn more

Same-day deposit allows you to have near-real time deposits sent to you on a predetermined daily schedule (up to 3x/day, Mon-Sun, including holidays). Same-day deposit is an additional service by QuickBooks Payments subject to eligibility criteria, for no extra fee for QuickBooks Money users. Payment request fees apply for ACH and card transactions. Eligible deposits will be available in up to 30 minutes. For transactions after 9:00 PM PT, funds will be eligible for deposit the following morning. Deposit times may vary for third-party delays

Underlying sales tax rates estimated based on location information associated with each individual transaction

Other fees and limits apply to the business bank account

Terms, conditions, pricing, special features, and service and support options subject to change without notice

Some features not available on all platforms

What’s New

Version 4.6.2

We squashed some bugs and made the app run a little more smoothly.

Ratings and Reviews

4.4 out of 5
1.5K Ratings

1.5K Ratings

ziggy257 ,

It’s so useless🥺🥺

It’s one of the most useless app so far. I use Quickbook online for years until I find this one few days ago I tried it everything was fine until i sent a request to get paid. I got the money on the app the next day I was trying to look in a way and move my money all I got was my account is on hold I should call a number on the debit card. It’s so frustrating I haven’t even move out my money and it’s hanging there. I don’t know how to get this out. I feel like they are scamming people off their money. It’s so useless don’t use it

Developer Response ,

Hi there. Thanks for letting us know about this experience. We're here to help and look into this for you, so please feel free to email us at QBCares@intuit.com. -Sofia, The QuickBooks Team

747282818sjdjdj ,

Not a checking account

This is marketed as a checking account but it’s more similar to a savings account. It takes a few months before you unlock the “feature” of mobile check deposits. You aren't able to access deposit forms or voided checks to verify to clients that this is your account. This will be an issue if clients pay you via direct deposit. There are significant transfer limits that make it challenging to fund this account to actually use it. The account is managed by QuickBooks but provided by green dot bank. Quickbook agents are unable to provide support since it’s not considered an Intuit product but Green Dot doesn’t service it either.

I signed up for the 5% APY thinking this was a checking account that would earn interest. I realize now it’s a savings account that I should use in addition to my previous checking account. The APY is still great, just be warned that this is an extremely frustrating product to use and won’t be your only business bank account.

Developer Response ,

We appreciate you letting us know what's happening with your account. If you can email us with your company ID at QBCares@intuit.com so we can take a deeper look into this for you. - Torrey, The QuickBooks Team

CrystiCouture ,

Disjointed Sign Up Process

I have been a long-time Quickbooks Online customer and I now have a Quickbooks Cash account connected to my Quickbooks Online account. The process of getting of a debit card sent is VERY lengthy, I’m 2 weeks waiting and no debit card yet.

The customer service rep I’m working with suggested I download this app to quickly connect with my Quickbooks Cash account. However I am unable to log in with my existing Intuit / Quickbooks account! I get the error ‘Email Already Exists’....yeah, that’s the point! I should be able to log in to my existing account to access my existing funds.

If you’re reading this review, I HEAVILY discourage getting Quickbooks Cash or Money for Quickbooks. It is not easy to access your funds, nor pay vendors, or even log into your existing account. This was a very poorly executed initiative and it puts people’s livelihoods and reputations at risk. I cannot pay my vendor TODAY with the cash I got YESTERDAY. I would have to wait 3-5 business days to transfer the money to my regular checking account.

Developer Response ,

Hello!

Money by QuickBooks and QuickBooks Cash are two different apps and do not currently connect. If you need the Money by QuickBooks app, we're totally here to help out. Feel free to email us at QBCares@intuit.com for help logging into the app. -Jasmine, The QuickBooks Team

App Privacy

The developer, Intuit Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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