Zilch. Pay your way‪.‬ 4+

This app is great. I like it is very easy to use but
You need to make it better!
Do you need to add to use it whatever you want like a digital card for stores
You need to at least raise the spending amount if you had good payments, I already have a year and a half and I use it a lot and I never filled it up payment and I never see that my spending power get a raise
Do you need to add more stores because there’s a lot of stores that when you’re trying to check out, fails the payment

I’ve been using Zilch for quite awhile now and have not experienced any issues using it at the stores I’ve wanted to! The transaction goes thru quickly and they take the payments when scheduled. I think they have an amazing selection of stores and like that you can activate the card to use at the store you choose with Zilch Anywhere! This is a great alternative to a credit card and helps you budget (at least for me it does) do your not over spending and don’t have all of those awful finance charges! Thanks Zilch for expanding my purchasing capability by offering your pay in 4 service!! It’s my go to app! If you’ve not tried it I highly recommend that you do!!!!

If you looking for something to help you out with sticking to your budget this is a app you should have cloths ,shoes even door dash and much more. I’m happy this app allows me to purchase stuff I want without the gap in my budget I can remain on budget and still get what I want and also what I need. Make sure you understand that on certain accounts you can not make the first two payments early it’ll save you a lot of time sending messages to customer service.