NJM SafeDrive Go 4+

New Jersey Manufacturers Insurance Company

    • 3.0 • 2 Ratings
    • Free

iPhone Screenshots

Description

NJM SafeDrive Go is a voluntary program for Maryland customers that measures driving behaviors and provides feedback to you and NJM regarding your safe driving behavior.

NJM SafeDrive Go is a voluntary program for Maryland customers that encourages safer driving and offers a discount on your car insurance, if you choose to participate. A smartphone app is used to measure driving behaviors and provide feedback to you and information to NJM regarding your acceleration, braking, cornering, distracted driving, and speed. The app measures the following data points:
● Acceleration — sharp increases in speed
● Braking — hard braking occurrences
● Cornering — the angle and speed of a turn
● Distracted Driving — handling or interaction with the smartphone while the vehicle is in operation
● Speed — measured and compared to the posted speed limit

Ratings and Reviews

3.0 out of 5
2 Ratings

2 Ratings

Trustmeonthis$$$$ ,

NOT WORTH IT!!!!

I highly suggest that you carefully reconsider before you agree to use this app. In my experience over the past year, the app is highly flawed. It is a huge headache to have to go in each time you are a passenger in a vehicle and make adjustments so that you do not receive scores based on being a passenger. Additionally, your premium is adjusted each year based on your scores. NJM frames it as “losing the discount” if your scores fall below a certain number, but provides no guidelines or information about what numbers are required to receive the discount. My son, who is a brand new driver, apparently did not achieve the required scores for the discount so my premium increased by 7%. The app has way too many flaws to have that significant of an impact on my payment. The numerous flaws, the lack of transparency on the part of NJM, and the draining on your phone battery are absolutely not worth it.

App Privacy

The developer, New Jersey Manufacturers Insurance Company, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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