Gerald: Cash Advance App 4+

Instant Cash Advance Bill Pay

Gerald Technologies, Inc

    • Free

iPhone Screenshots

Description

Gerald is the ultimate financial app. With Gerald, you can take the stress out of paying bills, get the money you need for household expenses, manage your money, and much more. Best of all, there are no credit checks, no interest, and no hidden fees. Our robust features include:

Cash Advance

Get an instant cash advance. There is no interest or hidden fees, ever. Want to get a small cash advance to put toward your household bills or personal expenses? Gerald can help! Download our app today to get a same-day cash advance online. Gerald's money advances are always fast, convenient, and safe.

Disclaimer: Gerald does not offer loans. We are NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned.

Bill Tracker

Keeping track of bills can be stressful and overwhelming. With Gerald, you never have to worry about missing a bill again! With our bill tracker, you can consolidate all of your bill accounts in one place. You can also set up autopay so you never have to worry about due dates. You can easily track all of your bills, including:

Mortgage
Cable
Auto Insurance
Rent
Internet
Life Insurance
Utilities
Phone
Auto Loans
Medical Bills
And many more!


Leave Financial Stress In the Past

Download Gerald today to start changing your finances for the better. We’ll give you everything you need to stress less and enjoy your money more. Sign up today and we’ll get you set up in minutes.

Disclosures
Gerald is not affiliated with Empower, Cash App, Klover, Earnin, Credit Karma, Albert, Dave Banking, Chime, Cleo, MoneyLion, FloatMe, Venmo, Possible Finance, Varo, Afterpay, Klarna, Brigit, Truebill, Doxo, Bank of America, Allied, American Express, Capital One, or Discover.


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(*) Not all users will qualify. Subject to approval policies.
(**) We charge a monthly membership fee of $9.99 for access to premium features.

Website: https://joingerald.com/


FOLLOW US:
Twitter: https://twitter.com/joingerald
LinkedIn: https://www.linkedin.com/company/joingerald/


PRIVACY: https://joingerald.com/legal/privacy
TERMS OF SERVICE: https://joingerald.com/legal/terms-of-use


Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.

What’s New

Version 6.5.7

Hello there,
We have released a new update for the Gerald app that includes bug fixes and performance improvements to ensure a seamless user experience. Please update the app to the latest version to take advantage of these enhancements.
Thank you for choosing the Gerald Wallet app, and we appreciate your continued support.

Ratings and Reviews

4.3 out of 5
10.1K Ratings

10.1K Ratings

kenz2333 ,

Underrated app, but decent

After I thought that I have downloaded all of the payday loan, or cash advance apps. I found this one which I never heard of. The first time I used it was pretty simple but then overtime it kind of got frustrating and every time I needed to request access I had to contact support. The downside of this is that everything is linked to a bank account and not a card so the processing time for you to have access to the money you sometimes have to wait. I also do not like the process to pay back the funds. It’s also linked through a bank account and it’s not instant. It also says you can link up an account through Venmo or cash app or PayPal, but it doesn’t really make sense when you can only see the routing and account number from the Gerald side. I think a recommendation for this app would be an instant transfer and more use of debit cards.

kenneyspace ,

Poor service with limited support hours and drawn out resolution times

Got an email from their service saying approved for an advance (not a pre-approval but it actual approval with a specified dollar route down to the penny). The option to advance. It never showed up in my account even after purchasing their membership. It took their support three days to correct it so that it showed available by account. Even still, when I tried to use their instant feature that they advertised, it showed no options so I reached back out to support who informed me that it doesn’t work with all banks. I would maybe understand that if I used an obscure online or small local bank, but being that I use a large brick-and-mortar bank with over 1,100 branches spread across 11 states, I’d say that’s far from the case.

Further, their shady practice of asking me to rate my experience before I even got an answer much less a resolution that I can only assume was an attempt to mitigate me making this complaint now that everything‘s been finalized.

All in all I’ve tried a lot of these apps, and I have to say this would rates the lowest. You’re better off, going with their competitors. Dave, Bridget, Albert, Empower, Cleo, and Cash-App have all given me a far better experience in the past. At least they actually deliver what they promise and in a timely fashion. I tried this one because it was recommended to me and and gotta say I could not be more disappointed.

Developer Response ,

Hi, we are always looking to improve the experience for our users, and appreciate the feedback. Please contact us at iphonesupport@joingerald.com with the subject Attention Customer Support to further assist you.

ohhheyytaytayy ,

Don’t waste you time

I really should’ve read the reviews before I downloaded this app because this app might be on the list of worst apps I have ever used. The very first time I used it I thought it was going to be simple. Even the first payback was simple. Within the times after that, they want to tell me it takes 1-3 business days for for payback, but then it could take up to 3 to 5 business days OR SOMETIMES LONGER. Which doesn’t include holidays or weekends. I understand the exclusion of holiday is the weekends, but when I’m telling you, my bank says the funds have been released and they have not been rejected how are you going to tell me that you still haven’t received the funds? Then, when I tried to cancel my account, because let’s face that I want nothing to do with this app ever again, I’m told that I can’t cancel my account until the funds have been cleared. Even when I send a screenshot from my bank showing you got the payment has been released you’re telling me you still don’t have a payment? How does that make sense? then, of course, there is no number to call to speak to a live representative. You can only speak via email or chat and the people on the chat could not be any less helpful. This app and everything to do with it, the employees especially are a joke.

Developer Response ,

Hi there, I'm very sorry for the negative experience that you encountered. We would like to assist you further on this. I know you contacted us already but please send us an email at support@joingerald.com with the subject line "Attn Customer Support" to prioritize and for your issue to be re-assessed. Thank you.

App Privacy

The developer, Gerald Technologies, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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