epara 4+

epara is your new mobile wallet for money transfers, cash withdrawals, payments, and shopping. epara enables instant payments with QR, EUR/LEK exchange and much more!

***better than cash***


epara is your new mobile wallet you can use 24/7, free.




What can you do with your free epara mobile wallet you can open in seconds?


• Send and receive money instantly
• Shop easily
• Pay your bills
• Manage your subscriptions
• Top up your mobile online
• Add and withdraw cash






Download epara and start to use your free mobile wallet in seconds!


Would you like to make your life easier with epara? Start making financial transactions from the comfort of your home, in seconds without going to the branch! You can join quickly, using your ID card or passport.



Whether you have a bank account or not, you will be amazed by epara's ease of use and service quality! It is designed for you, regardless of your level of familiarity with digital banking.


Download now, sign up and start using your mobile wallet! Don't forget to share your “epara feeling” with your friends and family!





Track and improve your financial situation with epara!




Your LEK balance and EUR balance are kept separately in your epara mobile wallet. You can add, withdraw, send,receive, and even convert money in LEK and EUR.


With epara mobile wallet, you can manage your budget, track your expenses and control your money comfortably. You can easily access your detailed history of transactions . and receive real-time notifications as well as text messages and emails.


Managing your finances with your epara mobile wallet is much more comfortable than using cash. epara, better than cash!






Use QR payment and catch up with the times!
You can make your payments in seconds with your instant QR code. You can use epara to pay in thousands of shops, restaurants, cafes across Albania. epara is accepted in stores equipped with a BKT card reader machine (also known as POS terminal). In the epara app, with two clicks you can go to ‘QR Payment’ function and move your phone over the POS terminal and read the QR code displayed!
Once you get used to the magical ease of QR payment, you can be sure you will not prefer to use cash again.




Stay tuned while we work hard to serve you even better!



The epara team is working on providing you even more comfort, freedom and benefits!




For more information, for requests, for help, for your questions to be answered, please read our website or contact epara:



Website: www.epara.app
Email: epara@epara.app
Phone: +355 0445 35 100

epara is a brand owned by BKT Pay, a subsidiary of BKT. BKT Pay is 100 percent owned by BKT Bank.