Amex Business Blueprint‪™‬ 4+

Efficient Cash Flow Management

American Express

    • 4.8 • 8.5K Ratings
    • Free

Screenshots

Description

Meet American Express Business Blueprint™ — the free cash flow management app.

Business Blueprint is designed with your business in mind. This app helps you streamline daily tasks, like tracking transactions and managing your money in and money out.
My Insights4, a free feature of Business Blueprint, presents you with a powerful snapshot of your cash flow that can help you make more informed financial decisions – especially when you check in regularly.

Leverage the power of Business Blueprint when you explore these integrated Amex products designed to help you grow your business:

American Express® Business Line of Credit3
Only pay loan fees on the business financing that’s used.

American Express® Business Checking
The digital business checking account from American Express.5

American Express® Payment Accept
Accept all major card payments from your customers. Kabbage Payments, LLC is a registered Payment Service Provider/Payment Facilitator sponsored by Fifth Third Bank, N.A., Cincinnati, OH.

Terms & Conditions
1. With Amex Business Blueprint™, customers can view their select business products that automatically appear on their dashboards at login. These products include Amex® Business Line of Credit, Amex® Business Checking, Amex® Payment Accept, and American Express® Business Credit Cards. Customers may also view the eligible external business bank accounts they choose to link to Business Blueprint.
2. Data provided by My Insights, an Amex Business Blueprint™ feature, is based on customers’ select business products, which includes Amex® Business Line of Credit, Amex® Business Checking, Amex® Payment Accept, American Express® Business Credit Cards, and the eligible external business bank accounts that customers choose to link to Business Blueprint.
3. Amex® Business Line of Credit offers access to a commercial line of credit ranging from $2,000 to $250,000; however, you may be eligible for a larger line of credit based on our evaluation of your business. Each draw on the line of credit will result in a separate installment loan. All loans are subject to credit approval and are secured by business assets. Every loan requires a personal guarantee. Total monthly fees incurred over the loan term range from 3-9% for 6-month loans, 6-18% for 12-month loans, 9-27% for 18-month loans, 12-18% for 24-month loans, and are subject to change for future loans drawn under the available line of credit. Loans incur a loan fee for each month you have an outstanding balance. Not all customers will be eligible for the lowest fee. Not all loan term lengths are available to all customers. Eligibility is based on creditworthiness and other factors. Not all industries are eligible for Amex® Business Line of Credit. Pricing and line of credit decisions are based on the overall financial profile of you and your business, including history with American Express and other financial institutions, credit history, and other factors. Lines of credit are subject to periodic review and may change or be suspended, accompanied with or without an account closure. Late fees may be assessed. Loans are issued by American Express National Bank.
4. The information provided through My Insights, an American Express Business Blueprint™ feature, does not constitute legal, tax, financial or accounting advice, and should not be considered a substitute for obtaining competent personalized advice from a licensed professional. You should seek professional advice before making any decision that could affect the financial health of your business.
5. Accounts offered by American Express National Bank. Member FDIC

To log in, users must have an existing Kabbage or American Express User ID and password or create one. All access to and use of this app is subject to and governed by the American Express Privacy Statement, American Express Business Blueprint™ App End User License Agreement, and American Express Terms of Service. ©2024 American Express. All rights reserved.

What’s New

Version 12.7.1

Bug fixes and enhancements

Ratings and Reviews

4.8 out of 5
8.5K Ratings

8.5K Ratings

Tarpin & Royce ,

America breathing

Glad that you exist and I’m sure your glad I do too. It is a satisfaction on another level when as a business owner you know you have something or somebody that’s backing you up. You know you can depend on, since most business owners are the ones everyone else depends on. Kabbage is very convenient and the app is very easy to use. I hope that in near future we can work on bigger projects to have much buggier things done for you, me and for America. This kind of harmony between small and large businesses is what makes America breath and stay healthy. Thank you for being around.

Magic square junkie ,

Horrible downgrade from Business Checking

I had such high hopes for my checking for small business. I have been an Amex card heavy user for 20 years. Such a great product with great functionality and service. Unfortunately, this product is just not ready. Amex does not know how to be a bank. Many basic banking functions are not available. I can’t see canceled checks. I can’t see which vendors I’ve paid. I can only see dates and amounts. This is worthless. I’m completely hamstrung. I can’t schedule payments to be made on specific days, only a range. I have to guess if vendors and bills will be paid on time. This is mind boggling as Amex itself is a vendor I pay! I can’t search for transactions which is going to make my taxes this year an absolute nightmare. I am a landlord and need to search for expenses by vendor, HOA association etc to claim my deductions. Honestly, my local credit union app has more functionality. Consumer insight on this product must be nonexistent. Who is steering this ship? Is it Amex Business? Cabbage? Blueprint? The branding is a mess — I don’t know why I expected otherwise. Goodbye, Amex checking. I hardly knew ye.

Lapdjas ,

Credit that disappears when you need it most

I had a Kabbage line of credit for two years which I used when needed to fill shortfalls, and fuel growth. When Covid hit, I had no reason to draw down any funds but felt secure because I had access to a line of credit I could pull from if needed. To my surprise and disappointment... I logged in one day to review an upcoming payment and noticed my available credit showed zero. Kabbage had decided to stop lending, and did not announce it to anyone who already had an existing line! Yep, that’s right... poof gone! The line of credit I had relied on vanished into thin air... even though I had never missed a payment and was only carrying a small balance. Once I noticed I immediately paid off the balance, and will NEVER use Kabbage again! My company works with over 200 small businesses in the bookkeeping and accounting space... I would regularly recommend Kabbage to my clients as a great tool to have in their toolkit... Kabbage will never get another recommendation from us, and I will actively discourage clients from using Kabbage in the future. Unbelievable.

Developer Response ,

We want to apologize for your poor experience with Kabbage. The current circumstances and impact of COVID-19 on our customers have been unprecedented. We are working diligently to do all we can to support small businesses. Please know we are actively reviewing every customer, and we are here to help through this process.

App Privacy

The developer, American Express, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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